Forgiveness can come in all forms, but for the government, it is rare. However, with Perkins loans, the government does make an exception. According to Sallie Mae, top education lending provider in the United States, a Perkins loan is given to students with "exceptional" need. Therefore, unlike a Stafford loan with current interest percentages at 6.8 or higher, a Perkins loan has a fixed interest rate of 5 percent, and a longer grace period of nine months. It is preferable for those who come from modest means.

Teacher Loan Forgiveness

It is possible for an educator to have student debt canceled while establishing a meaningful career. According to the government's website on federal student financial aid, here are the teachers that qualify for the program:

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